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BARCODE PAYMENT
The Elgin Police Department is warning residents about a barcode payment scam that has targeted local victims, including elderly residents, through messages impersonating legitimate companies.
According to police, victims receive texts or emails claiming they have overdue balances and are pushed to withdraw cash and make payments through barcode or scan-to-pay methods. Officials said the money goes directly to scammers rather than any recognized business, and the department has already received reports from area residents hit by the scheme.
“These scams often use urgency and pressure to get victims to act quickly,” Cmdr. Todd Johnson said. “In one case, scammers posed as a mortgage company and persuaded a victim to withdraw cash and make payments by scanning a barcode at a retail business center.”
Johnson said one of the biggest warning signs is any unexpected communication demanding immediate action to avoid penalties or account problems. A request to withdraw cash and pay through a barcode or QR code is another red flag.
“Legitimate businesses rarely request payment this way,” Johnson said. “Residents should verify any payment request independently and consider consulting a trusted family member or friend before sending money.”
For those who have already sent money or shared personal information, officials said acting quickly is critical.
“Contact your bank or payment provider immediately and monitor your accounts for suspicious activity,” Johnson said.
Beyond barcode payment scams, the department continues to monitor broader phishing attempts impersonating businesses, government agencies and financial institutions.
“Always verify,” Johnson said. “Taking a few minutes to confirm a request can help prevent financial loss and identity theft.”
